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Penyesalan bertindak vs. tidak bertindak

Melepaskan syarat inspeksi teknis properti untuk memenangkan penawaran vs tetap berpegang pada hak inspeksi

Jika Anda bertindak

Melepaskan klausul inspeksi

47%

Jika Anda tidak bertindak

Tetap berpegang pada hak inspeksi

15%

Persentase orang yang kemudian menyesali setiap pilihan. Diagram batang dan catatan lengkap ditampilkan di bawah.


Keuangan

Terakhir ditinjau 2026-05-11

Kualitas bukti 4.0/5

Skor tinjauan delapan dimensi terhadap rubrik kualitas . Setiap dimensi dinilai 1–5.

D1 Verifikasi sumber
4/5
D2 Otoritas & independensi sumber
4/5
D3 Akurasi tingkat penyesalan
2/5
D4 Keterbandingan sumber
3/5
D5 Pola Gilovich
5/5
D6 Kualitas prosa
5/5
D7 Kelengkapan peringatan
5/5
D8 Kualitas sampel
4/5
Rata-rata 4.0/5
A split image of a clipboard with an inspection checklist on one side and a signed contract without one on the other.
Data proksi — tidak ada survei penyesalan langsung untuk keputusan ini. Tingkat diturunkan dari skor kepuasan dan data hambatan akses daripada pertanyaan yang langsung menanyakan tentang penyesalan. Lihat peringatan di bawah.

Penyesalan atas tindakan

Melepaskan klausul inspeksi

47%

47% pembeli yang melepaskan inspeksi menyesal melakukannya

Pembeli rumah AS yang pindah antara 2020 dan 2023

retrospektif, perpindahan 2020-2023

Penyesalan atas kelambanan

Tetap berpegang pada hak inspeksi

15%

tidak ada survei langsung yang mengukur ini; ~15% adalah proksi dari penulis yang dibatasi oleh 18% yang mengatakan penawaran yang ditolak menambah kesulitan dan 31% yang mengajukan 3+ penawaran (frustrasi, bukan penyesalan yang terukur)

Pembeli rumah AS di pasar kompetitif yang mempertahankan kontingensi

retrospektif, pembelian 2023-2025

% menyesal dengan pilihan ini

action dominates — Bertindak mendominasi — sebagian besar menyesali karena bertindak.

Keputusan terkait

Keputusan yang serupa secara semantik — area yang sama, kompromi yang berbeda.

KeuanganLangsung

Pas vs. kebesaran

% menyesal dengan pilihan ini

Tindakan mendominasi

Penyesalan bertindak 1.6× lebih tinggi

Keuangan

Negosiasi sewa

% menyesal dengan pilihan ini

Ketidakaktifan mendominasi

Penyesalan tidak bertindak 1.9× lebih tinggi

KeuanganLangsung

Beli rumah

% menyesal dengan pilihan ini

Ketidakaktifan mendominasi

Penyesalan tidak bertindak 5.6× lebih tinggi

Keuangan

KPR tetap vs. ARM

% menyesal dengan pilihan ini

Tindakan mendominasi

Penyesalan bertindak 3.6× lebih tinggi

Keuangan

Renovasi rumah

% menyesal dengan pilihan ini

Tindakan mendominasi

Penyesalan bertindak 2.3× lebih tinggi

Keuangan

Negosiasi harga mobil

% menyesal dengan pilihan ini

Ketidakaktifan mendominasi

Penyesalan tidak bertindak 1.6× lebih tinggi

Keuangan

Hadiah uang muka vs. lindungi tabungan

% menyesal dengan pilihan ini

Ketidakaktifan mendominasi

Penyesalan tidak bertindak 2.3× lebih tinggi

Keuangan

Negosiasi tagihan medis

% menyesal dengan pilihan ini

Ketidakaktifan mendominasi

Penyesalan tidak bertindak 7.6× lebih tinggi

Waiving a home inspection contingency became a common tactic in the 2020–2022 housing frenzy: buyers dropped the clause to make their offers more appealing in multi-bid situations. A 2023 survey of 1,000 Americans who had moved since 2020 found that 15% waived a home inspection — and of those, 47% came to regret it. The mechanism is predictable: inspections exist to surface hidden defects (structural issues, failing HVAC, water damage, electrical hazards) that sellers are not always required to disclose. Clever Real Estate’s 2025 annual buyer survey (n=986) found that 44% of recent buyers discovered undisclosed problems after moving in, a figure that has held steady across three years of surveys regardless of whether buyers had an inspection.

This entry is unusual in the dataset: the action-regret rate substantially exceeds the inaction-regret estimate, reversing the typical pattern. Most negotiation and risk-taking decisions generate more regret from inaction than action, because the unchosen path is idealized over time. Here, buyers who waived inspection took a real, specific risk — purchasing a property sight-unseen for major defects — and a large fraction paid for it. The buyers who held firm on inspection rights and eventually bought a different home did face friction (Clever Real Estate 2025 finds the median buyer made two offers before one was accepted, and 31% made three or more), but the market normalization of multiple-offer sequences means that holding out is not an outlier experience. It is the typical path.

The limitations are meaningful. The 47% figure comes from a survey commissioned by a home services company (All Star Home), and full methodology was not disclosed; the selection of buyers who moved during 2020–2023 oversamples a period of unusually intense bidding competition. NAR Realtors Confidence Index data shows inspection waivers peaked at roughly 30% of transactions in mid-2022 and have since receded to 13–23% as the market cooled; in today’s market, most buyers can include inspection contingencies without significant competitive disadvantage. The 15% inaction-regret estimate is a proxy with no direct survey equivalent. Forty-five percent of sellers who rejected contingent offers and held out for cleaner bids ultimately settled for lower prices (Clever Real Estate 2023) — suggesting that buyers who held contingencies often prevailed anyway, which further suppresses inaction regret in hindsight.

Sumber: tindakan

Buku besar klaim

Setiap angka di bawah ini adalah apa yang dilaporkan masing-masing sumber, dengan kutipan kata demi kata yang kami andalkan dan bagaimana kami sampai pada angka kami. Klik tautan mana saja untuk memverifikasi langsung.

1/2 sumber diverifikasi secara independen kata demi kata terhadap sumber terkutip

  1. [1] Pennsylvania Association of Realtors (citing All Star Home survey) — Why Americans Regret Moving Since 2020
    Why Americans Regret Moving Since 2020
    Statistik
    15% of movers waived a home inspection; of those who waived, 47% regret forgoing one
    Kutipan
    “"15% of movers waived a home inspection. Of those who waived, 47% regret forgoing a home inspection." ”
    Data sumber dari
    2023-01-01
    Diakses
    2026-05-11
    Perhitungan
    All Star Home commissioned survey of n=1,000 Americans who moved between 2020 and 2023, published 2023 via Pennsylvania Association of Realtors. The 47% regret figure is the direct and only published US survey statistic specifically isolating regret among buyers who waived inspection — it is not a proxy. Caveat: All Star Home is a home services brand, not an independent research firm; full methodology (panel, margin of error, sampling frame) was not disclosed in the secondary source. Used as the best available direct measurement with appropriate uncertainty noted in caveats.
  2. [2] Clever Real Estate — Home Buyer Report 2023 Terverifikasi
    Home Buyer Report 2023
    Statistik
    33% of 2022–2023 buyers feel remorse about the upkeep their home needs (up from 25% in 2022); 39% said the seller was not upfront about how much maintenance the home would need
    Kutipan
    “"One-third of buyers (33%) feel remorse about the upkeep their home needs, compared to 25% in 2022." "Purchasing a home that requires too much maintenance is the most common regret — especially when 39% of buyers said the seller was not upfront about how much maintenance the home would need." ”
    Data sumber dari
    2023-04-13
    Diakses
    2026-05-11
    Verifikasi
    Kutipan diambil ulang secara independen dan dikonfirmasi kata demi kata terhadap sumber terkutip selama audit pendasaran kami.
    Perhitungan
    Clever Real Estate annual homebuyer sentiment survey, n=1,000 US adults who purchased a home in 2022–2023, fielded April 12–13, 2023. Does not include a direct "regret waiving inspection" question, but the 33% upkeep-remorse rate and the 39% who said the seller was not upfront about maintenance are contextual corroboration: post-purchase problem discovery is the primary mechanism through which inspection-waiver regret materializes. (The 2023 report does not publish an inspection-waiver rate or a post-move problem-discovery rate; those figures — 13% waived, 44% discovered undisclosed problems — come from Clever's 2025 wave, n=986, and are cited separately on the inaction side and in the prose.) Used to support the structural claim that skipping inspection creates measurable downstream regret, not as the primary regret rate source.

Sumber: tidak bertindak

Buku besar klaim

Setiap angka di bawah ini adalah apa yang dilaporkan masing-masing sumber, dengan kutipan kata demi kata yang kami andalkan dan bagaimana kami sampai pada angka kami. Klik tautan mana saja untuk memverifikasi langsung.

1/2 sumber diverifikasi secara independen kata demi kata terhadap sumber terkutip

  1. [1] Clever Real Estate — Home Buyer Survey 2025
    Home Buyer Survey 2025
    Statistik
    50% of 2023–2025 buyers made two or more offers; 31% made three or more; 18% reported rejected offers added difficulty
    Kutipan
    “"50% of buyers made two or more offers before acceptance. 31% made three or more. 18% made four or more. 18% reported rejected offers added difficulty to their purchase." ”
    Data sumber dari
    2025-05-11
    Diakses
    2026-05-11
    Perhitungan
    Clever Real Estate annual homebuyer sentiment survey, n=986 US adults who purchased a home in 2023–2025, fielded April 28–May 11, 2025. The median buyer made two offers before acceptance — meaning losing a house is the expected experience, not an outlier. That structural normality suppresses regret about individual lost bids. The 15% inaction-regret estimate is a proxy: it is bounded below by the 18% who reported rejected offers "added difficulty" (a frustration measure, not regret) and above by the 31% who made 3+ offers (indicating repeated friction). No direct "do you regret not waiving your inspection to win a bid?" question was identified in any published US survey. The 15% estimate reflects the typical outcome: the buyer who held contingencies and eventually bought a different home with inspection in place.
  2. [2] Clever Real Estate — Home-Selling Trends: Successes and Struggles Heading Into 2024 Terverifikasi
    Home-Selling Trends: Successes and Struggles Heading Into 2024
    Statistik
    45% of sellers rejected an offer, only to then settle for a lower price (Clever survey of 1,000 people who sold a home in 2022 and 2023)
    Kutipan
    “"45% of sellers rejected an offer, only to then settle for a lower price." "a new Clever survey of 1,000 people who sold a home in 2022 and 2023" ”
    Data sumber dari
    2023-10-23
    Diakses
    2026-05-11
    Verifikasi
    Kutipan diambil ulang secara independen dan dikonfirmasi kata demi kata terhadap sumber terkutip selama audit pendasaran kami.
    Perhitungan
    Clever Real Estate 2023 Home-Selling Report, survey of n=1,000 US adults who sold a home in 2022–2023, fielded October 19–23, 2023. The seller-side finding (45% rejected an offer and then settled for a lower price) is structurally corroborating for buyers who held contingencies and eventually won: sellers often accept contingent offers rather than wait for a cleaner offer that never comes. This weakens the claim that holding contingencies necessarily means losing to another buyer, and supports the lower inaction-regret estimate. (Prior revision mis-attributed this figure to Clever's Home Buyer Report 2023, which does not contain it; re-anchored to the correct Home-Selling report where the 45% statistic appears verbatim.)

Catatan

Angka penyesalan-tindakan sebesar 47% (All Star Home / PAR, 2023) adalah satu-satunya survei AS terpublikasi yang secara langsung mengukur penyesalan pelepasan inspeksi. Organisasi penyurvei adalah merek jasa rumah tangga, bukan lembaga jajak pendapat independen; metodologi lengkap tidak diungkapkan dalam sumber sekunder, yang menimbulkan ketidakpastian nyata tentang komposisi sampel, seleksi panel, dan pembingkaian pertanyaan. Angka penyesalan-kepasifan sebesar 15% merupakan perkiraan proksi tanpa padanan survei langsung — tidak ada studi terpublikasi yang menanyakan "apakah Anda menyesal mempertahankan kontingensi inspeksi Anda?" Data Clever Real Estate 2023/2025 tentang pengalaman penawaran ganda digunakan secara struktural (kalah dalam perebutan rumah adalah hal yang normal dan diharapkan) alih-alih sebagai pengukuran penyesalan langsung. Data NAR Realtors Confidence Index menunjukkan tingkat pelepasan inspeksi memuncak pada ~30% transaksi pada Juni 2022 selama pasar kompetitif masa pandemi dan sejak itu menurun menjadi 13–23%; angka penyesalan 47% diturunkan dari kohort yang mencakup 2020–2023, yang condong ke era ketika pelepasan paling umum dan kondisi pasar paling ekstrem. Pembeli yang melepaskan inspeksi dan membeli rumah yang berfungsi sempurna tidak muncul dalam statistik penyesalan — tingkat penyesalan 47% adalah tingkat di antara orang yang melakukan pelepasan, bukan di antara semua pembeli yang mengalami pasar kompetitif. Entri ini menggambarkan taktik pasar-kompetitif tertentu, bukan pilihan negosiasi universal; di sebagian besar pasar pembeli, kontingensi inspeksi bersifat standar dan diterima tanpa tekanan kompetitif untuk melepaskannya.

Data mentah: /api/decisions.json

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