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Arrependimento de agir vs. não agir

Comprar um carro novo vs um usado

Se você agir

Comprar carro novo

39%

Se você não agir

Comprar carro usado

39%

Porcentagem de quem mais tarde se arrepende de cada escolha. As barras e o registro completo aparecem abaixo.


Financeiro

Última revisão 2026-04-26

Qualidade das evidências 3.38/5

Pontuação de revisão em oito dimensões segundo a grelha de qualidade . Cada dimensão pontuada de 1 a 5.

D1 Verificação das fontes
2/5
D2 Autoridade e independência das fontes
3/5
D3 Precisão da taxa de arrependimento
2/5
D4 Comparabilidade das fontes
2/5
D5 Padrão de Gilovich
5/5
D6 Qualidade da prosa
5/5
D7 Completude das ressalvas
4/5
D8 Qualidade da amostra
4/5
Média 3.38/5
Two car keys side by side on a plain surface, one shiny and new, the other slightly worn.
Dados proxy — não existe nenhuma pesquisa direta sobre arrependimento para esta decisão. As taxas são derivadas de pontuações de satisfação e dados de barreiras de acesso em vez de perguntas que perguntavam diretamente sobre arrependimento. Veja advertências abaixo.

Arrependimento por ação

Comprar carro novo

39%

39% de todos os compradores de carros (novos e usados combinados) relatam arrependimentos da compra

Proprietários de carros nos EUA, painel online

retrospectivo, durações de propriedade mistas

Arrependimento por omissão

Comprar carro usado

39%

~21% de todos os compradores de carros (novos e usados combinados) relatam insatisfação (o inverso da satisfação, e não uma medida direta de arrependimento com carros usados)

Compradores de carros nos EUA, painel da indústria

2024, pós-compra

% se arrependem desta escolha

balanced — Mais ou menos equilibrado — ambas as opções implicam arrependimento semelhante.

Decisões relacionadas

Decisões semanticamente semelhantes — mesmo terreno, compromissos diferentes.

FinanceiroDireta

Sob medida vs. maior

% se arrependem desta escolha

A ação predomina

Arrependimento de ação 1.6× maior

Financeiro

Negociar o preço do carro

% se arrependem desta escolha

A inação predomina

Arrependimento de inação 1.6× maior

lifestyle

Elétrico vs gasolina

% se arrependem desta escolha

A ação predomina

Arrependimento de ação 2.9× maior

career

Universidade privada vs pública

% se arrependem desta escolha

Equilibrado

Aproximadamente equilibrado

Financeiro

Renovação da casa

% se arrependem desta escolha

A ação predomina

Arrependimento de ação 2.3× maior

FinanceiroDireta

Comprar casa

% se arrependem desta escolha

A inação predomina

Arrependimento de inação 5.6× maior

Financeiro

Investimento

% se arrependem desta escolha

A inação predomina

Arrependimento de inação 3.2× maior

Financeiro

Hipoteca fixa vs. ARM

% se arrependem desta escolha

A ação predomina

Arrependimento de ação 3.6× maior

About 39% of Americans who have bought a car report some form of purchase regret, according to a LendingTree survey of 1,919 US car owners. That figure covers all buyers — new and used combined; the survey never separates the two, so it cannot tell us whether new-car or used-car buyers regret more. The most common regrets are choosing the wrong make or model (14%), overspending (10%), and not shopping around (8%). Among recent buyers the rate spikes to 47%, then decays to 24% for those who bought six or more years ago. A second all-buyer source, CarGurus’ 2024 Consumer Insights Survey (n=3,150), found 79% of buyers satisfied — again not broken out by new versus used, and satisfaction is not the same thing as regret. Because no source isolates new-only from used-only regret, both sides of this pair carry the same 39% all-buyer baseline, and this entry is flagged as a proxy.

The financial mechanism is plausible even without pinning down exact figures: new vehicles carry a substantially higher purchase price and monthly payment than used ones, and depreciate fastest in the first year or two of ownership. Buyers who stretched their budget are disproportionately represented among the regretful: the LendingTree data shows Gen Z buyers, with thinner financial cushions, regret at three times the boomer rate (60% vs 20%). Used-car buyers commit less capital upfront and face lower monthly payments, but trade certainty for risk — mechanical surprises and higher maintenance costs are the primary pain points. Cox Automotive’s 2023 study found 49% of all car buyers paid more than expected, a figure that cuts across both segments but likely stings more against a higher new-car baseline price than a lower used-car one.

The honest answer is that the survey data cannot rank new against used. Neither the LendingTree nor the CarGurus study isolates new-from-used, and the CarGurus figure measures satisfaction rather than regret. The financial argument that committing more capital to a faster-depreciating asset should generate more regret is plausible, but no source in the evidence base actually measures it — so this pair reports the same all-buyer regret rate on both sides and no measured gap.

Fontes: acção

Registro de evidências

Cada número abaixo é o que cada fonte relatou, com a citação literal em que nos baseamos e como chegamos ao nosso valor. Clique em qualquer link para verificar diretamente.

  1. [1] LendingTree — Nearly 4 in 10 Who Bought a Car in the Past Year Have Regrets
    Nearly 4 in 10 Who Bought a Car in the Past Year Have Regrets
    Estatística
    39% of Americans who have bought a car have regrets about their purchase; 47% of those who bought within the past year regret it
    Trecho
    “"Nearly 4 in 10 (39%) Americans who have bought a car have regrets about their purchase. Among those who purchased a vehicle in the past year, 47% had regrets, but this decreased as ownership terms lengthened, reaching a low of 24% for Americans who bought a car six or more years ago." ”
    Dados da fonte de
    2024-02-14
    Acessado
    2026-04-26
    Cálculo
    LendingTree commissioned a Qualtrics survey of 1,919 US car owners (Dec. 14-20, 2021 per the published methodology). The 39% figure covers ALL car buyers (new and used combined). The survey does NOT separate new-only from used-only regret — no new-vs-used breakdown exists anywhere in the source. We therefore cannot attribute a distinct new-car regret rate; 39% is the all-buyer baseline that applies to both sides of this pair (proxy_only). Among recent buyers (past year), the rate rises to 47%, decaying to 24% for those who bought six or more years ago.
  2. [2] Cox Automotive — Cox Automotive's Car Buyer Journey Study Shows Satisfaction With Car Buying Improved in 2023
    Cox Automotive's Car Buyer Journey Study Shows Satisfaction With Car Buying Improved in 2023
    Estatística
    69% of consumers were highly satisfied with the buying process in 2023, up from 61% in 2022; 49% paid more than expected
    Trecho
    “"The 2023 Car Buyer Journey Study presents a noteworthy increase in overall satisfaction, with 69% of consumers being highly satisfied with the process compared to 61% in the 2022 study. Regarding the price paid, 49% of buyers report paying more than expected, down from 54% in the 2022 study." ”
    Dados da fonte de
    2023-12-05
    Acessado
    2026-04-26
    Cálculo
    Cox Automotive's annual Car Buyer Journey study tracks satisfaction across the full buying process (new and used). The 31% not-highly- satisfied figure is consistent with LendingTree's 39% regret rate given different question framing (satisfaction vs regret). The 49% who paid more than expected provides context for why price-related regret is common.

Fontes: inacção

Registro de evidências

Cada número abaixo é o que cada fonte relatou, com a citação literal em que nos baseamos e como chegamos ao nosso valor. Clique em qualquer link para verificar diretamente.

  1. [1] LendingTree — Nearly 4 in 10 Who Bought a Car in the Past Year Have Regrets
    Nearly 4 in 10 Who Bought a Car in the Past Year Have Regrets
    Estatística
    39% of Americans who have bought a car have regrets; 24% for six-plus-year owners, 47% for recent buyers
    Trecho
    “"Nearly 4 in 10 (39%) Americans who have bought a car have regrets about their purchase. Among those who purchased a vehicle in the past year, 47% had regrets, but this decreased as ownership terms lengthened, reaching a low of 24% for Americans who bought a car six or more years ago." ”
    Dados da fonte de
    2024-02-14
    Acessado
    2026-04-26
    Cálculo
    Same LendingTree all-buyer survey used on the action side. Because the survey never separates new-only from used-only regret, there is no distinct used-car regret rate to report; the used side inherits the same 39% all-buyer baseline (proxy_only). Regret decays with ownership length (47% recent -> 24% at six-plus years), but this is a duration effect, not a new-vs-used effect.
  2. [2] CarGurus — CarGurus Study Uncovers Shift in Car Shopper Sentiment as Prices and Selection Improve
    CarGurus Study Uncovers Shift in Car Shopper Sentiment as Prices and Selection Improve
    Estatística
    79% of car buyers were satisfied with the overall experience in 2024; 35% extremely satisfied
    Trecho
    “"79% of car buyers were satisfied with the overall car buying experience in 2024, with 35% being extremely satisfied. Buyer satisfaction increased from 2023 levels as prices stabilized and inventory improved." ”
    Dados da fonte de
    2024-12-17
    Acessado
    2026-04-26
    Cálculo
    CarGurus 2024 Consumer Insights Survey (n=3,150: 3,008 opt-in + 142 CRM sample). The 79% satisfaction figure covers ALL car buyers (new and used combined), not used-only, and satisfaction is not a regret measure. Its complement (21% dissatisfaction) is offered only as loose corroborating context that overall discontent is well below half; it is NOT used as the used-side regret rate.

Ressalvas

No survey in the evidence base separates new-car from used-car regret. The LendingTree study reports a single 39% regret rate across ALL car buyers (new and used combined; n=1,919, Dec. 2021) and never breaks it out by purchase type. The CarGurus 79% satisfaction figure is likewise an all-buyer measure (n=3,150, 2024) and satisfaction is not the same construct as regret. Because neither side can be given a distinct, source-grounded regret rate, both inherit the same 39% all-buyer baseline and the pair is flagged proxy_only with no measured gap (regret_delta 0). The earlier "18-point new-vs-used gap" was not supported by any source and has been removed. What the data DO show are duration and generational effects: regret falls from 47% for recent buyers to 24% for six-plus-year owners, and Gen Z regret (60%) dwarfs boomer regret (20%) — suggesting financial stress and inexperience, not new-vs-used status, are the stronger predictors. Survey data are drawn exclusively from United States samples; rates in countries with different consumer norms, pricing, and market structure may differ substantially.

Dados brutos: /api/decisions.json

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