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Regret d’agir vs. de ne pas agir

Reprendre des études ou se reconvertir en milieu de carrière (40 ans et plus) vs continuer dans la carrière actuelle

Si vous agissez

Reconversion ou changement de carrière à 40+

10%

Si vous n’agissez pas

Rester dans la carrière actuelle, ne pas se reconvertir

24%

Pourcentage de personnes qui regrettent ensuite chaque choix. Les barres et le registre complet s’affichent ci-dessous.


Carrière

Dernière révision 2026-05-30

Qualité des preuves 4.13/5

Score d’évaluation en huit dimensions selon la grille de qualité . Chaque dimension notée de 1 à 5.

D1 Vérification des sources
4/5
D2 Autorité et indépendance des sources
4/5
D3 Précision du taux de regret
3/5
D4 Comparabilité des sources
3/5
D5 Motif de Gilovich
5/5
D6 Qualité de la prose
5/5
D7 Complétude des réserves
4/5
D8 Qualité de l’échantillon
5/5
Moyenne 4.13/5
A worn notebook and a new textbook resting side by side on a desk.
Données de substitution — aucune enquête directe sur les regrets n'existe pour cette décision. Les taux sont dérivés des scores de satisfaction et des obstacles d'accès plutôt que de questions portant directement sur les regrets. Voir les mises en garde ci-dessous.

Regret d'action

Reconversion ou changement de carrière à 40+

10%

aucune enquête directe de regret ; indicateur indirect seul — il s'agit d'un taux d'insatisfaction post-transition, ET NON d'un regret concernant la décision : dans l'enquête AIER, parmi les travailleurs âgés ayant pu réaliser un changement de carrière, 90% déclaraient que le changement avait été réussi, donc ~10% non. Il est biaisé par la survie (les travailleurs qui ont tenté de se reconvertir sans jamais décrocher de nouveau poste ne sont pas comptés) et l'enquête n'a jamais posé de question « le referiez-vous »

Travailleurs américains de 47 ans et plus ayant changé de carrière, enquête AIER

rétrospectif, enquêté en 2014

Regret d'inaction

Rester dans la carrière actuelle, ne pas se reconvertir

24%

aucune enquête directe de regret ; indicateur indirect seul — il s'agit d'un taux d'intention prospective de changement d'emploi, ET NON d'un regret d'être resté en place : ~24% des travailleurs américains de 50 ans et plus disaient prévoir un changement d'emploi en 2025 (contre 14% en 2024). La principale raison invoquée était « gagner plus d'argent », de sorte qu'une grande partie relève de l'opportunité/aspiration plutôt que d'un regret rétrospectif de ne pas s'être reconverti, et cela manque les personnes restées en place et insatisfaites qui ne peuvent pas agir

Travailleurs américains de 50 ans et plus encore employés, vague AARP 2024

enquêté octobre-novembre 2024, plans pour 2025

% regrettent ce choix

inaction dominates — L'inaction domine — la plupart regrettent de ne pas avoir agi.

Décisions associées

Décisions sémantiquement similaires — même terrain, compromis différents.

career

Changement de carrière

% regrettent ce choix

L'inaction domine

Regret d'inaction 1.5× plus élevé

career

Reconversion face à la disruption IA vs. attendre

% regrettent ce choix

L'inaction domine

Regret d'inaction 3.7× plus élevé

lifestyle

Se développer vs se laisser porter

% regrettent ce choix

L'inaction domine

Regret d'inaction 1.5× plus élevé

career

Autodidacte vs diplôme formel

% regrettent ce choix

L'action domine

Regret d'action 1.1× plus élevé

career

Décision universitaire

% regrettent ce choix

L'action domine

Regret d'action 1.2× plus élevé

careerDirecte

Abandon vs. obtention du diplôme

% regrettent ce choix

L'action domine

Regret d'action 1.1× plus élevé

career

Quitter son emploi

% regrettent ce choix

L'inaction domine

Regret d'inaction 2.2× plus élevé

career

Persévérer vs. abandonner tôt

% regrettent ce choix

L'inaction domine

Regret d'inaction 2.0× plus élevé

The cleanest direct measure of late-career retraining outcomes comes from an American Institute for Economic Research survey of US adults age 47 and older who had attempted a career change. In that survey, 82% of older workers who wanted to change careers were able to make the move, and among those movers, 90% reported that the change was successful — leaving roughly 10% who did not, the action-side regret proxy. (The 82% is a transition/placement rate, not a satisfaction rate.) The Center for Retirement Research’s summary of that survey documents a striking stress reduction: respondents reporting work-related stress dropped from 65% before the change to 36% after, and 72% agreed with the statement “I feel like a new person.” Recent AARP Public Policy Institute data (n=2,249, fielded mid-2023) shows that 34% of adults age 50+ participated in job-related skills training in the past two years, and 60% report willingness to retrain if asked — a population scale that makes midlife retraining a common rather than exotic decision.

On the inaction side, an AARP survey of 3,580 US adults age 50+ fielded in late 2024 found that 24% are planning a job change in 2025, a 10-percentage-point jump from 14% in 2024. The figure is used here as a latent-dissatisfaction proxy: workers still in their current role who actively want out are signalling near-term regret about the stay-put choice. The Center for Retirement Research’s documentation of the stress and identity gap between changers and stayers supports the directional reading. Both sides are constructed proxies, and the entry is published with proxy_only: true — no nationally representative survey directly asks “do you regret retraining at 40+” or “do you regret not retraining.”

The inaction-dominates pattern (regret_delta -0.14) is consistent with Gilovich and Medvec’s general finding that long-term regret tends to skew toward inactions, and here the gap sits in the range of the typical 10-15 percentage point inaction premium — but that comparison is fragile, because midlife retraining carries real action-side costs that the proxies understate: tuition, foregone earnings during retraining, age-discrimination headwinds in hiring (74% of AARP respondents cited age as a barrier), and uncertainty about whether new credentials will pay off in a remaining career horizon of 15-20 years. The expected-value math is highly sensitive to retraining type. Short certifications and bootcamps in tech and healthcare show fast placement and wage recovery; a second bachelor’s or master’s at 45+ may take a decade to pay back. Above age 60, the picture shifts again — shorter horizons and stronger age-discrimination compress the payoff window further, narrowing the action-side advantage that drives the modest inaction-dominates pattern at 40-50.

Sources : action

Registre des sources

Chaque chiffre ci-dessous correspond à ce que la source a rapporté, avec la citation textuelle sur laquelle nous nous sommes appuyés et la méthode de calcul. Cliquez sur un lien pour vérifier directement.

1/3 sources vérifiées de manière indépendante, mot pour mot, par rapport à la source citée

  1. [1] Center for Retirement Research at Boston College (Squared Away Blog) — Late-Career Job Changes Reduce Stress
    Late-Career Job Changes Reduce Stress
    Statistique
    Among late-career changers age 47+, the majority felt their results were successful; work-related stress dropped from 65% before the change to 36% after, and 72% agreed with the statement 'I feel like a new person'
    Extrait
    “"'I feel like a new person' -- 72 percent of job changers agreed with this statement, while 65 percent said their stress levels fell, according to the AIER. For example, managers often take non-management positions, which could partly explain why the share of people who said they felt stressed about their work dropped by almost half after a late-career change, from 65 percent to 36 percent. The majority of those who did so felt their results were successful." ”
    Données source de
    2015-04-23
    Consulté le
    2026-05-30
    Calcul
    Center for Retirement Research at Boston College (Squared Away Blog) summary of the American Institute for Economic Research (AIER) "New Careers for Older Workers" survey of US adults age 47+ who attempted a career change. This CRR page confirms the directional benefits (stress dropped 65% -> 36%, 72% "feel like a new person", "the majority ... felt their results were successful") but does NOT state a specific satisfaction percentage. The action-side regret proxy (~10%) is grounded in the underlying AIER figure as reported by CBS News/AIER (90% of those who moved reported the move was successful), not in this CRR page. Survivor bias is plausible -- those who attempted a transition and failed to land a new role may not be captured, and the survey did not ask a binary "would you do this again" item.
  2. [2] CBS News MoneyWatch — Good news for older workers seeking new careers Vérifié
    Good news for older workers seeking new careers
    Statistique
    Per the AIER 'New Careers for Older Workers' survey, 82% of older workers who wanted to change careers were able to make the move, and of those movers, 90% reported that it was successful
    Extrait
    “"The AIER survey reports that 82 percent of older workers who wanted to change careers were able to make the move, and of these workers, an overwhelming majority (90 percent) report that it was successful." ”
    Données source de
    2015-04-27
    Consulté le
    2026-07-09
    Vérification
    Extrait récupéré et confirmé de manière indépendante, mot pour mot, par rapport à la source citée lors de notre audit de vérification.
    Calcul
    CBS News MoneyWatch report (Steve Vernon) on the American Institute for Economic Research (AIER) "New Careers for Older Workers" survey. This is the source that grounds the action-side regret proxy: 82% is a TRANSITION/placement rate (share who wanted to change and were able to make the move), NOT a satisfaction rate; among the movers, 90% reported the move was successful, so ~10% did not -- the action-side dissatisfaction proxy (regret_rate = 0.10). An earlier version of this entry wrongly inverted the 82% move-rate to an 18% "not pleased" figure; that conflated the placement rate with satisfaction and is corrected here.
  3. [3] AARP Public Policy Institute — Job Reskilling and Upskilling Among the 50-Plus
    Job Reskilling and Upskilling Among the 50-Plus
    Statistique
    34% of adults age 50+ participated in job-related skills training or education in the past two years; 60% said they were willing to learn new skills if requested by an employer; 64% reported NOT participating in any job-related training
    Extrait
    “"Approximately one-third (34 percent) of adults age 50 and older participated in job-related skills training or education in the past two years; two in three (64 percent) did not participate. Computer or other technology training rose to the top of future training interests at 48 percent, and online or virtual learning was the dominant preferred delivery format at 77 percent. Among respondents, 60 percent indicated willingness to learn new skills if requested by their current or potential employer." ”
    Données source de
    2023-09-01
    Consulté le
    2026-05-30
    Calcul
    AARP Public Policy Institute Wave 3 survey, fielded June-July 2023 through NORC at the University of Chicago Foresight 50+ Omnibus panel, n=2,249 US adults age 50+. Used to establish the baseline participation rate in retraining among the 50+ population. The survey does not directly measure regret or satisfaction with retraining outcomes; it is used as a corroborating context for the AIER satisfaction figures and to document the scale of midlife retraining activity.

Sources : inaction

Registre des sources

Chaque chiffre ci-dessous correspond à ce que la source a rapporté, avec la citation textuelle sur laquelle nous nous sommes appuyés et la méthode de calcul. Cliquez sur un lien pour vérifier directement.

  1. [1] AARP — New AARP Survey Shows Sharp Increase in the Number of Older Americans Seeking a Job Change
    New AARP Survey Shows Sharp Increase in the Number of Older Americans Seeking a Job Change
    Statistique
    24% of US workers age 50+ are planning a job change in 2025, up from 14% in 2024; 16% plan to start their own business, up from 9%; 74% believe age will be a barrier
    Extrait
    “"Twenty-four percent of older workers are planning to make a job change this year, a sharp increase over the 14 percent who said the same a year earlier. Of those planning a change, 40 percent said they plan to get a new job, while 16 percent said they plan to start their own business — an increase over the 9 percent who said the same last year. Seventy-four percent of older adults believe their age will be a barrier to getting hired, and 34 percent are worried that AI could impact their job security. Making more money was the top reason cited for wanting a change, followed by wanting to make a difference and wanting flexible work options." ”
    Données source de
    2025-01-16
    Consulté le
    2026-05-30
    Calcul
    AARP survey of 3,580 US adults age 50+ fielded October 17 - November 5, 2024, conducted by AARP Research. The 24% "planning a job change" figure is used as a latent-inaction-regret proxy: it captures the share of older workers still in their current role who actively want out, which is a near-term behavioural indicator of dissatisfaction with the stay-put choice. This is NOT a direct regret survey; some of the 24% are seeking change for opportunity rather than regret, and the figure does not capture older workers who are dissatisfied but unable to act. The 10-point year-over-year jump (14% to 24%) reflects post- pandemic labour-market repositioning and rising real wages in tight labour markets, not purely accumulated career regret.
  2. [2] Center for Retirement Research at Boston College — Late-Career Job Changes Reduce Stress
    Late-Career Job Changes Reduce Stress
    Statistique
    Among career-changers age 47+, work-related stress dropped from 65% before the change to 36% after; 72% said 'I feel like a new person' — implying the comparison group of stayers retained higher stress and unchanged identity
    Extrait
    “"The share of late-career job changers reporting work-related stress dropped by almost half after the change, from 65 percent before the change to 36 percent after. Seventy-two percent of career changers agreed with the statement 'I feel like a new person.' The Center for Retirement Research has separately documented that older workers who remain in physically demanding or high-stress roles face elevated risk of stress-related health decline and earlier exit from the labour force." ”
    Données source de
    2015-04-23
    Consulté le
    2026-05-30
    Calcul
    Used as corroborating evidence that the stay-put population retains the stress levels and identity stagnation that career- changers shed -- a proxy for the affective component of inaction regret among workers who would have benefited from a midlife change but did not pursue one. The 24% AARP inaction-regret estimate is consistent with the implied size of the stay-put group that actively wants to leave but has not done so.

Réserves

Aucun des deux côtés n'a d'enquête nationale directe cadrée sur le regret — les deux taux sont des indicateurs indirects construits, d'où proxy_only : true. Le taux de 10% du côté action est l'inverse du chiffre AIER selon lequel 90% des travailleurs âgés ayant effectué un changement de carrière déclaraient qu'il avait été réussi (tel que rapporté par CBS News/AIER pour l'enquête « New Careers for Older Workers » auprès de travailleurs de 47 ans et plus) ; le chiffre associé de 82% est un taux de placement/transition (la part de ceux qui voulaient changer et ont pu le faire), et non un taux de satisfaction, il n'est donc pas inversé dans l'indicateur indirect de regret. C'est la mesure la plus propre disponible mais datée, et probablement soumise à un biais de survie (les travailleurs ayant tenté une reconversion sans décrocher de nouveau poste sont sous-représentés). Le taux de 24% du côté inaction est une mesure prospective AARP — les travailleurs de 50 ans et plus prévoyant un changement d'emploi en 2025 — utilisée comme signal d'insatisfaction latente plutôt que comme mesure rétrospective de regret. Une part de ces 24% est motivée par l'opportunité plutôt que par le regret. Le bond de 10 points d'une année sur l'autre, de 14% à 24%, reflète un repositionnement post-pandémique sur le marché du travail et un marché du travail 2024 particulièrement tendu, et peut ne pas constituer une base stable. Les résultats sont fortement modulés par le type de reconversion : les certifications courtes et bootcamps dans la tech et la santé montrent des taux de placement élevés et une récupération salariale rapide ; les cursus diplômants complets entrepris à 40 ans et plus montrent un retour bien plus lent et peuvent produire un regret-action lié au coût d'opportunité. Le schéma change de nouveau à 60 ans et plus, lorsque les préoccupations liées à la discrimination par l'âge (74% des répondants AARP citaient l'âge comme un obstacle) et des horizons de carrière restants plus courts compriment la fenêtre de rentabilité. Cette entrée est distincte de change-career-vs-stay (question générale de changement de carrière, tous âges) en ce qu'elle est circonscrite spécifiquement aux tentatives de reconversion formelle à 40 ans et plus, où les coûts de temps et de scolarité et le vent contraire de la discrimination par l'âge sont tous deux plus importants.

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