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Spijt van handelen vs. niets doen

Een nieuwe auto kopen vs een tweedehands auto

Als je handelt

Nieuw kopen

39%

Als je niets doet

Tweedehands kopen

39%

Percentage dat later spijt heeft van elke keuze. De balken en het volledige overzicht staan hieronder.


Financieel

Laatst beoordeeld 2026-04-26

Kwaliteit van bewijs 3.38/5

Beoordelingsscore op acht dimensies volgens de kwaliteitsrubriek . Elke dimensie krijgt een score van 1 tot 5.

D1 Bronverificatie
2/5
D2 Autoriteit en onafhankelijkheid van bronnen
3/5
D3 Nauwkeurigheid van spijtcijfer
2/5
D4 Vergelijkbaarheid van bronnen
2/5
D5 Gilovich-patroon
5/5
D6 Prozakwaliteit
5/5
D7 Volledigheid van voorbehouden
4/5
D8 Steekproefkwaliteit
4/5
Gemiddelde 3.38/5
Two car keys side by side on a plain surface, one shiny and new, the other slightly worn.
Proxygegevens — er bestaat geen directe spijtenquête voor deze beslissing. De percentages zijn afgeleid van tevredenheidsscores en toegangsdrempelgegevens in plaats van vragen die direct naar spijt vroegen. Zie opmerkingen hieronder.

Spijt van handelen

Nieuw kopen

39%

39% van alle autokopers (nieuw en gebruikt samen) rapporteert spijt over de aankoop

Amerikaanse auto-eigenaren, online panel

retrospectief, gemengde eigendomsduren

Spijt van nalaten

Tweedehands kopen

39%

~21% van alle autokopers (nieuw en gebruikt samen) rapporteert ontevredenheid (inverse van tevredenheid, geen directe meting van spijt over een gebruikte auto)

Amerikaanse autokopers, industriepanel

2024, na aankoop

% betreurt deze keuze

balanced — Ongeveer in balans — beide keuzes leveren vergelijkbare spijt op.

Gerelateerde keuzes

Semantisch vergelijkbare keuzes — zelfde terrein, andere afwegingen.

FinancieelDirect

Passend vs. te groot

% betreurt deze keuze

Handelen overheerst

Spijt over handelen 1.6× hoger

Financieel

Onderhandelen over autoprijs

% betreurt deze keuze

Niet-handelen overheerst

Spijt over niet-handelen 1.6× hoger

lifestyle

EV vs benzine

% betreurt deze keuze

Handelen overheerst

Spijt over handelen 2.9× hoger

career

Private vs openbare universiteit

% betreurt deze keuze

In evenwicht

Grotendeels in evenwicht

Financieel

Woningrenovatie

% betreurt deze keuze

Handelen overheerst

Spijt over handelen 2.3× hoger

FinancieelDirect

Huis kopen

% betreurt deze keuze

Niet-handelen overheerst

Spijt over niet-handelen 5.6× hoger

Financieel

Beleggen

% betreurt deze keuze

Niet-handelen overheerst

Spijt over niet-handelen 3.2× hoger

Financieel

Vaste vs. variabele hypotheek

% betreurt deze keuze

Handelen overheerst

Spijt over handelen 3.6× hoger

About 39% of Americans who have bought a car report some form of purchase regret, according to a LendingTree survey of 1,919 US car owners. That figure covers all buyers — new and used combined; the survey never separates the two, so it cannot tell us whether new-car or used-car buyers regret more. The most common regrets are choosing the wrong make or model (14%), overspending (10%), and not shopping around (8%). Among recent buyers the rate spikes to 47%, then decays to 24% for those who bought six or more years ago. A second all-buyer source, CarGurus’ 2024 Consumer Insights Survey (n=3,150), found 79% of buyers satisfied — again not broken out by new versus used, and satisfaction is not the same thing as regret. Because no source isolates new-only from used-only regret, both sides of this pair carry the same 39% all-buyer baseline, and this entry is flagged as a proxy.

The financial mechanism is plausible even without pinning down exact figures: new vehicles carry a substantially higher purchase price and monthly payment than used ones, and depreciate fastest in the first year or two of ownership. Buyers who stretched their budget are disproportionately represented among the regretful: the LendingTree data shows Gen Z buyers, with thinner financial cushions, regret at three times the boomer rate (60% vs 20%). Used-car buyers commit less capital upfront and face lower monthly payments, but trade certainty for risk — mechanical surprises and higher maintenance costs are the primary pain points. Cox Automotive’s 2023 study found 49% of all car buyers paid more than expected, a figure that cuts across both segments but likely stings more against a higher new-car baseline price than a lower used-car one.

The honest answer is that the survey data cannot rank new against used. Neither the LendingTree nor the CarGurus study isolates new-from-used, and the CarGurus figure measures satisfaction rather than regret. The financial argument that committing more capital to a faster-depreciating asset should generate more regret is plausible, but no source in the evidence base actually measures it — so this pair reports the same all-buyer regret rate on both sides and no measured gap.

Bronnen: handelen

Bronnenverantwoording

Elk getal hieronder is wat elke bron rapporteerde, met het letterlijke citaat waarop we ons baseerden en hoe we tot ons cijfer kwamen. Klik op een link om rechtstreeks te verifiëren.

  1. [1] LendingTree — Nearly 4 in 10 Who Bought a Car in the Past Year Have Regrets
    Nearly 4 in 10 Who Bought a Car in the Past Year Have Regrets
    Statistiek
    39% of Americans who have bought a car have regrets about their purchase; 47% of those who bought within the past year regret it
    Fragment
    “"Nearly 4 in 10 (39%) Americans who have bought a car have regrets about their purchase. Among those who purchased a vehicle in the past year, 47% had regrets, but this decreased as ownership terms lengthened, reaching a low of 24% for Americans who bought a car six or more years ago." ”
    Brongegevens van
    2024-02-14
    Geraadpleegd
    2026-04-26
    Berekening
    LendingTree commissioned a Qualtrics survey of 1,919 US car owners (Dec. 14-20, 2021 per the published methodology). The 39% figure covers ALL car buyers (new and used combined). The survey does NOT separate new-only from used-only regret — no new-vs-used breakdown exists anywhere in the source. We therefore cannot attribute a distinct new-car regret rate; 39% is the all-buyer baseline that applies to both sides of this pair (proxy_only). Among recent buyers (past year), the rate rises to 47%, decaying to 24% for those who bought six or more years ago.
  2. [2] Cox Automotive — Cox Automotive's Car Buyer Journey Study Shows Satisfaction With Car Buying Improved in 2023
    Cox Automotive's Car Buyer Journey Study Shows Satisfaction With Car Buying Improved in 2023
    Statistiek
    69% of consumers were highly satisfied with the buying process in 2023, up from 61% in 2022; 49% paid more than expected
    Fragment
    “"The 2023 Car Buyer Journey Study presents a noteworthy increase in overall satisfaction, with 69% of consumers being highly satisfied with the process compared to 61% in the 2022 study. Regarding the price paid, 49% of buyers report paying more than expected, down from 54% in the 2022 study." ”
    Brongegevens van
    2023-12-05
    Geraadpleegd
    2026-04-26
    Berekening
    Cox Automotive's annual Car Buyer Journey study tracks satisfaction across the full buying process (new and used). The 31% not-highly- satisfied figure is consistent with LendingTree's 39% regret rate given different question framing (satisfaction vs regret). The 49% who paid more than expected provides context for why price-related regret is common.

Bronnen: niet handelen

Bronnenverantwoording

Elk getal hieronder is wat elke bron rapporteerde, met het letterlijke citaat waarop we ons baseerden en hoe we tot ons cijfer kwamen. Klik op een link om rechtstreeks te verifiëren.

  1. [1] LendingTree — Nearly 4 in 10 Who Bought a Car in the Past Year Have Regrets
    Nearly 4 in 10 Who Bought a Car in the Past Year Have Regrets
    Statistiek
    39% of Americans who have bought a car have regrets; 24% for six-plus-year owners, 47% for recent buyers
    Fragment
    “"Nearly 4 in 10 (39%) Americans who have bought a car have regrets about their purchase. Among those who purchased a vehicle in the past year, 47% had regrets, but this decreased as ownership terms lengthened, reaching a low of 24% for Americans who bought a car six or more years ago." ”
    Brongegevens van
    2024-02-14
    Geraadpleegd
    2026-04-26
    Berekening
    Same LendingTree all-buyer survey used on the action side. Because the survey never separates new-only from used-only regret, there is no distinct used-car regret rate to report; the used side inherits the same 39% all-buyer baseline (proxy_only). Regret decays with ownership length (47% recent -> 24% at six-plus years), but this is a duration effect, not a new-vs-used effect.
  2. [2] CarGurus — CarGurus Study Uncovers Shift in Car Shopper Sentiment as Prices and Selection Improve
    CarGurus Study Uncovers Shift in Car Shopper Sentiment as Prices and Selection Improve
    Statistiek
    79% of car buyers were satisfied with the overall experience in 2024; 35% extremely satisfied
    Fragment
    “"79% of car buyers were satisfied with the overall car buying experience in 2024, with 35% being extremely satisfied. Buyer satisfaction increased from 2023 levels as prices stabilized and inventory improved." ”
    Brongegevens van
    2024-12-17
    Geraadpleegd
    2026-04-26
    Berekening
    CarGurus 2024 Consumer Insights Survey (n=3,150: 3,008 opt-in + 142 CRM sample). The 79% satisfaction figure covers ALL car buyers (new and used combined), not used-only, and satisfaction is not a regret measure. Its complement (21% dissatisfaction) is offered only as loose corroborating context that overall discontent is well below half; it is NOT used as the used-side regret rate.

Kanttekeningen

Beide kanten gebruiken nu op de VS gebaseerde gegevens, wat de eerdere verwarrende factor tussen landen wegneemt. Geen van beide enquêtes isoleert echter zuiver alleen-nieuw van alleen-gebruikt spijt. De 39% van LendingTree betreft alle autokopers samen; we schrijven het toe aan "nieuw kopen" omdat de meest voorkomende spijt (te veel uitgeven, verkeerd model) correleert met nieuwe auto-aankopen met hogere inzet. De 21% van CarGurus is een inverse van tevredenheid, geen directe spijtmeting — ontevreden kopers ervaren niet allemaal spijt, en sommige kopers met spijt kunnen toch tevredenheid rapporteren. De kloof van 18 punten suggereert dat kopers van nieuwe auto's matig meer spijt ervaren, consistent met een grotere financiële verplichting en waardevermindering, maar het patroon is dichter bij evenwichtig dan bij sterk eenzijdig. Generatie-effecten blijven groot: spijt bij Gen Z (60%) overtreft de spijt bij boomers (20%) ruimschoots in de LendingTree-gegevens, wat suggereert dat financiële stress en onervarenheid sterkere voorspellers zijn dan de status nieuw-versus-gebruikt. De enquêtegegevens zijn uitsluitend afkomstig uit steekproeven uit de Verenigde Staten; tevredenheids- en spijtpercentages in landen met andere institutionele structuren — consumentennormen, prijsstelling en marktstructuur — kunnen aanzienlijk verschillen.

Ruwe data: /api/decisions.json

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