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1. [1] Financial Crimes Enforcement Network (FinCEN), US Department of the Treasury — FinCEN Alert on Nationwide Surge in Mail Theft-Related Check Fraud Schemes Targeting the U.S. Mail (FIN-2023-Alert003) Báo cáo chính phủ

   FinCEN Alert on Nationwide Surge in Mail Theft-Related Check Fraud Schemes Targeting the U.S. Mail (FIN-2023-Alert003)

   Thống kê

   USPIS received 299,020 mail theft complaints from March 2020 through February 2021, a 161 percent increase over the same period a year earlier; check fraud SARs filed with FinCEN rose from over 350,000 in 2021 to over 680,000 in 2022 -- nearly double in one year

   Trích đoạn

   “"From March 2020 through February 2021, the USPIS received 299,020 mail theft complaints, which was an increase of 161 percent compared with the same period a year earlier. BSA reporting for check fraud has also increased in the past three years. In 2021, financial institutions filed more than 350,000 SARs to FinCEN to report potential check fraud, a 23 percent increase over the number of check fraud-related SARs filed in 2020. This upward trend continued into 2022, when the number of SARs related to check fraud reached over 680,000, nearly double the previous year's amount of filings." ”

   Dữ liệu nguồn từ

   2023-02-27

   Truy cập

   2026-07-11 · bản sao lưu trữ

   Tính toán

   The 299,020 USPIS mail theft complaint figure (March 2020 through February 2021) used for the primary victimization estimate is stated verbatim in this alert document (FIN-2023-Alert003, page 1). SAR counts, by contrast, are filed by financial institutions, not by victims: a single fraud incident may generate multiple SARs, so the 680,000 SARs represent flagged suspicious transactions, not 680,000 distinct victims. The near-doubling year-over-year is used only for trend context.

   Độc lập

   FinCEN is the US Treasury financial intelligence unit. Its SAR data is collected from thousands of financial institutions independently of USPIS law enforcement complaints. The two datasets measure the same phenomenon from different vantage points (financial transaction monitoring vs victim reports), providing independent corroboration.

2. [2] Money Laundering Watch (reporting on FinCEN/USPIS joint alert) — FinCEN and USPS Issue Alert on Mail-Theft Check Fraud and SAR Filing Instructions Nguồn tham khảo

   FinCEN and USPS Issue Alert on Mail-Theft Check Fraud and SAR Filing Instructions

   Thống kê

   FinCEN and USPS jointly issued an alert on mail theft-related check fraud; criminals 'wash' stolen checks with chemicals to alter the payee and amount; check fraud SARs increased 23% in 2021 and nearly doubled in 2022, totaling 680,000 SARs

   Trích đoạn

   “"FinCEN issued a joint alert with the USPS discussing typologies, red flags, and reminders about SAR filings. Typically, criminals involved in these schemes 'wash' the checks (i.e., use chemicals to remove the original ink) to remove payee and check amount information and replace it with their own identities. Suspicious Activity Reports (SARs) for check fraud increased 23% in 2021 and nearly doubled in 2022, totaling 680,000 SARs for check fraud." ”

   Dữ liệu nguồn từ

   2023-03-01

   Truy cập

   2026-05-14 · bản sao lưu trữ

   Tính toán

   This source corroborates the FinCEN/USPIS joint alert and the 680,000 check fraud SAR figure for 2022, and describes the check-washing mechanism. It is used for scheme typology and trend corroboration. The 299,020 USPIS mail theft complaint figure (March 2020-February 2021) used for the lifetime estimate is grounded in the primary FinCEN alert (the first source above), not in this article, which does not state that complaint count.

   Độc lập

   Money Laundering Watch independently reported on the joint FinCEN/USPIS alert, citing the FinCEN check fraud SAR data and describing the check-washing typology. It represents an independent editorial synthesis of the government alert rather than a primary government report itself.

3. [3] PYMNTS.com — FinCEN Says Banks Reported $688 Million in Mail Theft-Related Check Fraud Nguồn tham khảo

   FinCEN Says Banks Reported $688 Million in Mail Theft-Related Check Fraud

   Thống kê

   FinCEN's follow-up Financial Trend Analysis, released September 9, 2024, found that 841 financial institutions filed 15,417 Bank Secrecy Act (BSA) reports describing more than $688 million in mail theft-related check fraud during the six-month period from February 2023 to August 2023.

   Trích đoạn

   “"Mail theft-related check fraud amounted to more than $688 million in a recent six-month period. [...] During the period, FinCEN received reports of that type of fraud in 15,417 Bank Secrecy Act (BSA) reports from 841 financial institutions, according to the release." ”

   Dữ liệu nguồn từ

   2024-09-09

   Truy cập

   2026-07-03 · bản sao lưu trữ

   Tính toán

   This is FinCEN's follow-up Financial Trend Analysis of the SARs filed in the six months immediately after the original February 2023 alert (the first source above), covering February-August 2023. The analysis itself was released in September 2024, over a year after that data window closed. 841 institutions filing $688 million in six months is consistent with the 680,000 SARs filed economy-wide in 2022 cited in the sources above.

   Độc lập

   PYMNTS is an independent financial-news outlet reporting on FinCEN's own released Financial Trend Analysis; distinct from the Money Laundering Watch article above, which covers only the earlier 2023 alert.